2. Written by Debbie, on 16-05-2008 16:13
We went through a similar situation as you did. As far as we knew we were on time and had no problems then bam one day our name was in the newspaper with a foreclosure/auction notice. We had no warning no nothing. We were mortified. Ofcourse we found the notice on a Saturday and simmered untile that Monday morning when I called and was told by an Ocwen employee no worries it was an error and that there would be a retraction printed and all would be well. Well it didn't go down that way. We kept looking for the retraction in the paper, wow no retraction. We contacted the court and the auctioneer and no record of a sale cancellation. The day of the auction we are finally told there was no retraction and that infact we were 7 months behind. I said NO I HAVE CANCELLED CHECKS!! Come to find out they dug up some old judgement from 2000 and when it was placed on our house, they backed the amount of the lien out of our payments. Again we were mortified. I begged and pleaded to stop the sale so we could straighten this mess out. They said no and the sale went on. This took place on March 17, 2008. I immediately contacted our attorney and he got on it. The worst experience anyone can ever have is hearing your property auctioned off on the courtsteps of the local court. We went to the sale and no one bid so the bank bought it back. Now Ocwen claims to never have heard of the employee who told me no worries and that employee even sent me a retraction through my email which was fraudulent. I have never delt with a company like this before. We now have our attorney working on this and we filed a lawsuit and plan to take Ocwen to the ringer. That doesn't end the story there, though! A couple of weeks ago we are notified that our house is in the newspaper AGAIN up for auction on May 9, 2008. After going through a mess of crap they took almost $14,000 out of escrow to pay off this so-called lien and lawyers fees and whatever else they decide to charge us for. They stopped the second sale and we are now about to begin the fight of our lives with these idiots. We have a really good attorney and they do not intimidate him. I feel for ANYONE who has to fight these bastards on their own. If anyone wants to share their story with me, please email me at debbiels1979@aol and I would LOVE to let my lawyer read other people's horror stories. I really do feel for everyone under Ocwen's/Satan's reign...
PS. We have Ocwen by the you know whats because they just realized that we live up a long lane and the lane is NOT apart of our property and belongs to a family member. Therefore, there is NO RIGHT OF WAY to the property!!! To say the least, Ocwen is PISSED!!!
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